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       Manuel A. Morais, C.L.U., 
      G.R.I.
 President / Owner
 Has served in many 
      professional and community organizations, recipient of
 COMMUNITY SERVICE AWARD, 1979
 REALTOR OF THE YEAR AWARD, 1986
 QUALITY SERVICE AWARD, 1999
 
 
 New Jersey Licenses
 INSURANCE PRODUCER
 REAL ESTATE BROKER
 MORTGAGE BANKER
 Other 
      achievements
 WHO'S WHO IN SALES MARKETING 1989
 WHO'S WHO IN FINANCE AND INDUSTRY 1999
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 217 Ferry Street
 Newark, New Jersey 07105
 Fax: 973-344-1525Tel: 
      973-344-2000
 
       "Our Idea of 
      Service is Person to PersonWith Honesty, Integrity and Responsibility"
 We are a full 
      service Insurance Agency representing top rated insurance companies
 offering
      low rates
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 •HOMEOWNERS INSURANCE •CONTRACTORS INSURANCE •WORKERS COMPENSATION •LUNCH TRUCK INSURANCE •COMMERCIALLIABILITY
 •GENERAL LIABILITY •AUTO INSURANCE |